Guiding financial recovery and stability
We bring different perspectives to the table, but we’re united by a love for purposeful work, thoughtful design, and real connection.
Barbara Martin
Barbara Martin is an advocate for Mindfulness, believing in the power of being fully present—aware of one’s surroundings, thoughts, and connections. She views mindfulness as essential to living a happy, healthy, and authentic life.
As a Certified Martha Beck Life Coach, Barbara leads Women in Transition, a coaching practice dedicated to helping women uncover and release the limiting beliefs that keep them from embracing their true selves. Her work centers on empowerment, and personal transformation relating to goal setting and refining your work systems to support you.
Barbara serves as the Admissions Representative at the Pittsburgh Institute of Aeronautics and is an active member of her community.
Board President, Founder
Cortnie Beaver
Cortnie Beaver serves as Treasurer for Brighter Horizon, bringing a deep commitment to financial integrity, community growth, and personal empowerment.
With a strong professional background as a Certified Financial Planner (CFP®), Cortnie applies her expertise in strategic financial planning and stewardship to support Brighter Horizon’s mission. Her dedication extends well beyond spreadsheets—she is passionate about building accessible pathways to financial literacy and ensuring local non-profits have the solid foundation needed to create lasting, positive change.
In addition to her work with Brighter Horizon, Cortnie is an active community advocate, local business owner, and artist. She deeply values the power of local partnerships and believes that strong, supportive networks are key to helping individuals and families thrive.
Board Treasurer, Founder
Georgia smith
Board MemberTiara jade
Tiara Jade is the founder and owner of Monarch Financials, where she brings clarity, structure, and peace of mind to business owners through precision bookkeeping. Driven by a passion for helping entrepreneurs thrive, Tiara established Monarch Financials to deliver reliable, detail-oriented accounting support that turns overwhelming financial data into actionable clarity.
With extensive expertise in full-charge bookkeeping, cash flow management, and account reconciliation, Tiara works as a trusted partner to her clients. She believes that accurate books are the backbone of any successful enterprise—giving business leaders the financial visibility and confidence they need to scale, make informed decisions, and focus on their core passion.
Outside of balancing the books, Tiara is an avid foodie, loves spending time in the great outdoors, and actively supports a variety of community causes.
Rachel Collins
Board Support and Volunteer
Rachel Collins believes that true financial freedom starts with clarity, confidence, and a supportive partner in your corner. As a Financial Accountability Coach and founder of Living Well Financial Coaching, Rachel works alongside individuals and couples to help them break free from money stress, align their spending with their core values, and build sustainable habits that last.
Rather than taking a rigid, one-size-fits-all approach, Rachel focuses on the human side of money. She combines practical budgeting strategies and cash flow organization with ongoing accountability, empowering her clients to eliminate debt, save purposefully, and navigate life transitions with peace of mind. Her mission is simple: to help you transform your relationship with money so you can spend less time worrying about finances and more time truly living well.
Board MemberGeorgia Smith brings more than 30 years of deep financial sector expertise to every project she undertakes. Having spent much of her career as Vice President of Finance at Fiserv, Georgia directed large-scale reconciliation, settlement controls, and financial operations. Her focus has always been on bringing clarity, accuracy, and structure to complex financial systems—ensuring that every transaction is handled with precision and care.
Georgia holds both a B.S. in Accounting and an MBA from Frostburg State University. She balances her extensive background in corporate finance with a strong commitment to her community, regularly participating in local leadership programs and supporting regional non-profits.
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